Privacy Notice

1. Introduction

GABIMS Financial advisers with FCA registration number 1048355, an appointed representative of Beneficial Ltd (FCA Reference Number: 736655) ("we," "us," "our") is committed to safeguarding your privacy and complying with applicable data protection laws, including the UK General Data Protection Regulation ("UK GDPR"), the Data Protection Act 2018, and relevant Financial Conduct Authority ("FCA") regulations.

This privacy notice explains how we collect, use, share, and protect your personal data when you visit our website or use our services. It also outlines your rights and how you can exercise them.

2. Personal Data We Collect

We may collect, use, store, and transfer various categories of personal data, including:

• Identity Data: Full name, date of birth, and unique identifiers (e.g., passport or national insurance number).
• Contact Data: Email address, phone number, postal address, and billing information.
• Financial Data: Details related to transactions and bank account information necessary for anti-money laundering obligations.
• Technical Data: IP address, browser type, device information, and tracking cookies.
• Marketing Data: Preferences for receiving communications from us.

3. How We Use Personal Data

We process your personal data for the following purposes:

• Service Delivery: Managing and improving our financial advisory services.
• Regulatory Compliance: Fulfilling legal obligations under FCA regulations and anti-money laundering frameworks.
• Legal Responsibilities: Reporting and documentation requirements set out in FCA guidelines.

4. Legal Bases for Processing

Under the UK GDPR, we rely on the following lawful bases for processing:

• Consent: Explicitly provided for specific activities (e.g., marketing).
• Contractual Necessity: Necessary for the performance of our agreements with you.
• Legal Obligation: To comply with FCA regulations and anti-money laundering laws.

5. Data Retention

• Financial Data: Retained for six years following the conclusion of a transaction.
• Marketing Data: Retained for two years following the most recent interaction.

6. Your Rights

Under the UK GDPR, you have the right to access, rectify, or request erasure of your data. You may also object to processing or request data portability. To exercise these rights, please contact us directly via the details in the footer.

7. Complaints

If you are not satisfied, you have the right to lodge a complaint with the Information Commissioner's Office ("ICO").